Question mark Many times, homebuyers fail to properly plan when deciding to purchase a property and finding a financing package to SUIT the property purchase strategy. Only later, do homebuyers find that although they have found the best financing package, there is still a mismatch as it is not the RIGHT financing package. If the financing package benefits the homebuyer in the short-term, the homebuyer’s strategy must also be to HOLD the property for a short term. <click here>

Also, be careful of the hidden clauses in your letter of offer, and understand the impact of such clauses. To read more <click here>

Question mark There are many types of different home financing packages out there. Before you decide on the best package that suits YOUR needs, you must understand the basic differences as well as its advantages / disadvantages of the various products available in the market. <click here>

My HousePackage ComparisonMake Sense of it All!

Buying a Home is always a headache, especially for a first timer. I remember my first time (who ever forgets their first time?!), after weeks of shopping for a house. Here in Malaysia, information on finding, buying, financing, and having a house is difficult to find. Of course, there are information here and there, but you need a checklist to find all you need to know.

Just where do you find information on:

  1. Finding the right location and housing developer
  2. Finding the right house
  3. Initiating the purchase of the house (who do you talk to?)
  4. Finding information on home financing packages from Banks
  5. Finding a law firm to help you draw up to Purchase Agreement
  6. Finding a property valuer that can give you value for your money
  7. Getting your loan application approved (ever heard of Credit History?)
  8. What to do after your application is approved (what next?)
  9. Getting your cash (as well as the Bank’s money) to the developers
  10. Getting the keys to your home.

Coming from the banking world, there are many questions I hear from prospective customers. I will try to list down as many solutions to the various queries I have received over the past few years.

Hope this blog helps you in your quest of finding the right home for you / your family!

God Bless!

Amir Alfatakh Yusof

To go to the various topics available <click here>